HOLY SPIRIT BINDER

HOLY SPIRIT - BURNT ORANGE/RUST BINDER

Each Budget Binder contains:

• Lined paper
• TWO pocket pouches (put cash in, etc)
• FOUR budget sheets
• FOUR laminated saving challenges (reuseable; use dry erase marker)
• SURPRISE pen!! 

These make fantastic gifts or to use yourself! Great way to start saving money too!